Free Auto Insurance Quote Today Terms

Free Auto Insurance Quote Today Terms

Free Auto Insurance Quote Today Terms

Bodily Injury Liability Coverage (BI)

If an insured person is legally liable for an accident, BI coverage pays for injuries/death to people involved in the accident other than the insured driver. BI also pays for legal defense costs if you are sued. Certain exclusions may apply. Refer to your policy.

Comprehensive Coverage

If your insured vehicle is damaged due to an event other than a collision, Comprehensive coverage will pay for the damage. This includes damages from fire, theft, windstorm, flood and vandalism. If your vehicle is stolen, Comprehensive covers transportation and loss of use expenses when applicable.

Collision Coverage

When your insured vehicle overturns or collides with another object, Collision coverage pays for the damage to your vehicle. Collision coverage also may extend to a non-owned vehicle or one rented for personal use that is in your custody or that you are operating. Certain exclusions may apply. Refer to your policy.

Continuously Insured

Being continuously insured means your insurance coverage from an insurer or more than one insurer was in effect at all times, without a break or lapse in coverage for any reason.

Deductible

A deductible is the amount you agree to pay out of pocket for damage resulting from a specific loss or accident. Generally, choosing a higher deductible will lower your premium.

Free Auto Insurance Quote Today Terms

Driver Improvement Course

Drivers age 55 and older can take a voluntary driver improvement course to refresh and enhance their driving skills. Taking this course may qualify these drivers for a discount if they meet eligibility requirements.

Driver Status

People can be added to policies with the following types of driver status:

• Rated – Actively drive vehicles on the policy
• Excluded – Not allowed to drive vehicles on the policy and will not be covered under your policy in the event of an accident
• Listed – Residents of the household who do not drive the vehicles on the policy (such as a roommate)

Full Coverage

"Full coverage" is a common term that people use to describe how much auto insurance coverage they have. Though there is no such thing as "full coverage," it often implies that the policy has more than just Liability coverage.

 "Car Insurance Auto Insurance Buy and compare car insurance today and get your free auto insurance quote. Save Money when you have many insurance companies to choose from"

Free Auto Insurance Quote Today Terms