Equifax

Description

Equifax Global Leader In Information Solutions

Equifax empowers businesses and consumers with information they can trust. With a strong heritage of innovation and leadership, we leverage our unique data, advanced analytics and proprietary technology to enrich the performance of businesses and the lives of consumers.

Equifax is one of the main credit bureaus as well as a well-respected and established provider of consumer credit services. Equifax provides consumers with a wide range of credit monitoring services. Equifax also offers a plan for consumers who are looking to monitor their credit score, and there are several options for those who simply want to receive access to their credit reports and scores.

Equifax empowers businesses and consumers with information they can trust. A global leader in information solutions, we leverage one of the largest sources of consumer and commercial data, along with advanced analytics and proprietary technology, to create customized insights that enrich both the performance of businesses and the lives of consumers.

Customers have trusted Equifax for over 100 years to deliver innovative solutions with the highest integrity and reliability. Businesses — large and small — rely on us for consumer and business credit intelligence, portfolio management, fraud detection, decisioning technology, marketing tools, and much more. We empower individual consumers to manage their personal credit information, protect their identity, and maximize their financial well-being.

Headquartered in Atlanta, Georgia, Equifax Inc. employs approximately 7,000 people in 15 countries through North America, Latin America and Europe. Equifax is a member of Standard & Poor’s (S&P) 500® Index. Our common stock is traded on the New York Stock Exchange under the symbol EFX.

The Equifax Vision is to be the trusted provider of information solutions that empower our customers to make critical decisions with greater confidence. Good corporate governance is vital to meeting our performance goals by ensuring that our governing processes run smoothly and efficiently and we are prepared to adequately and timely meet the challenges and opportunities posed in our competitive environment.

Equifax is committed to act with integrity in all that we do. We adhere to the highest levels of ethical business practices, as embodied by the Codes of Ethics and Business Conduct for our directors, officers and employees. On the following pages you will find our fundamental governance documents which exemplify the way that Equifax conducts business on behalf of its shareholders, customers, suppliers and associates. At Equifax, good corporate governance is a way of life.

Equifax Global Leader In Information Solutions

The Equifax Inc. Board of Directors serves shareholder interests in the management and growth of a successful business, including optimizing long-term financial returns. The Board is responsible for directing the Company in such a way to ensure this result. This is an active, not a passive, responsibility. The Board has the responsibility to ensure that in good times, as well as difficult ones, management is capably executing its responsibilities. The Board's responsibility is to regularly monitor the effectiveness of management policies and decisions including the execution of its strategies.

In addition to fulfilling its obligations for increased shareholder value, the Board has responsibility to Equifax's customers, employees, and suppliers and to the communities where it operates -- all of whom are essential to a profitable business. All of these responsibilities, however, are founded upon the successful perpetuation of the business.

Our collective mission is to maximize the value of our shareholders' investment in the Company while maintaining our core values, which are embodied under the following principles:
1. We conduct our business in a socially responsible manner within the letter and spirit of both the law and our Code of Conduct; 2. We recognize that people are our greatest strength. The quality of our people differentiates us and personifies our leadership position;
3. We treat customers, consumers and employees with respect and dignity;
4. We are committed to a well-established set of principles that address consumer privacy issues, and we take pride in being a trusted steward of consumer information;
5. We take very seriously our reputation for honest and ethical business dealings around the world; and
6. We seek customers and business partners whose ethical standards mirror our own, and decline to do business with unethical entities and individuals.

Equifax Commercial Information Solutions brings new accuracy and trust to business intelligence.Going far beyond self reported data, we integrate trade credit history, financial payment history, business demographics and organizational insight. Access to better information sheds new light on credit worthiness, business viability, potential prospects and more.

Daily, you deal with dozens of commercial credit issues. To protect your company from financial losses, you need confidence that the credit decisions you make are the right ones. With extensive commercial credit data available from Equifax, you're prepared every day to objectively weigh the risks versus the rewards. With the right tools to evaluate risk, you've made the big step from guesswork to objective, fact-based decisions for any commercial credit situation.

Marketers are playing a much larger role in driving growth for organizations and must become adept at uncovering exciting marketing opportunities and delivering a significant amount of new leads. Equifax can offer you a competitive edge with a suite of marketing services designed specifically for business-to-business marketers. We can help you assess your position in the market, set new marketing strategies and develop targeted prospect lists to increase response rates and return on investment for marketing campaigns. We can also help you to optimize your marketing activity with outsourced solutions that help provide key insights into your target segments and automation tools to speed the delivery of your marketing messages to those target segments.

Recognizing that enterprise-wide supplier and customer visibility is a key requirement for effective decision making, Equifax Data Management Services offers best-in-class technology and a proprietary data match verification process that allow you to dynamically manage your supplier and customer information to reduce supply costs and increase revenue. Equifax also offers outsourced, hosted marketing databases for those clients who wish to leverage external expertise and technology to optimally manage their valuable data assets.